Repair or Write Off

Smoke Pursuit · 06-10-2005, 06:05 PM

My grandma had an accident in her AU I Forte this morning (she is ok thank the good lord) neways the cars a bit of a mess, shes had it since new and its done 90,000 kms (she was taking it for the 90k service today). Neways she lives in a rural area and was stopped at a stop go road works thing and a guy ran up her ***. The rear end of the car is wrecked and its pushed up so bad that the rear drivers door has pushed up over the drivers door so it cannot be opened, plus the right hand rear guard is pushed down onto the rear right tyre.

The roof is also warped could of the damage thats occured on the right hand side.

My question is how seriously damaged does a car have to be before an insurer will write it off rather then fix it? I would say the chassis is bent as well!

The new car to replace it has already been arranged and we are happy to buy it regardless of the outcome of the old car (BA II SR) as she lives 40 kms away from town and needs a car asap.

vino3o2 · 06-10-2005, 06:14 PM

Great to hear Grandma is ok....I'd say that it's a write off, Buckle in the turret (roof) usually means write off
If the cost to repair out weighs the cost of the car, then it's off to the scap heap...

LUXO_8 · 06-10-2005, 06:30 PM

the car is writen off when the damage $ exceeds 75% of the value of the car.
being an AU1 forte, i'd say that it's a write off...

Smoke Pursuit · 06-10-2005, 06:34 PM

Yep just got news that they have written it off, luckily our dealer has a White SR that we should be able to pick up for her next week.

So all in all it hasnt been that bad a day for her as she just got a new 05 MARK II SR, not a bad upgrade from a Forte but still the circumstances could have been better. Not bad for an 84 year old to walk away from what she has pretty much unharmed! The AU saved her life!

AU - Built Ford Tough!

out:

LG · 06-10-2005, 06:42 PM

Glad to hear your grandmas ok. Sorry for maybe being rude, but is a large Falcon really the best for a 84 year old lady? Fuel costs + maintenance + trying to handle a large car like that?

Goodluck to her.

Smoke Pursuit · 06-10-2005, 06:49 PM

Being out in the middle of no where yes it is.. She lives 40 km east of Warwick QLD and in a vehicle any smaller then a Falcon would be dangerious for her. She is moving into town in about 6 months time and therefore won't have to travel anywhere, but we wouldn't want her in anything less then a Falcon due to the danger of the roads she travels with animals at night and hundreads of B double semis. Fuel costs and maintenances arent her problem as we pay for that. Her AU was very good on maintenance and used stuff all fuel, she use to get 760 out of a Tank of Juice as shes always doing 100 kms an hour.

She is still compitent behind the wheel and if she hadnt been in a Falcon today, say a laser i think she might have been dead. Today was not her fault, a younger man in a hire car that was late for a meeting who had flown into brisbane traveling to Stanthorpe hit her, he was speeding at the time and obviously wasn't watching.

We thought the AU would atleast last her till she moved to town, but i guess things dont always happen how you think they will. Will be interesting to see what the payout from the insurance company is.

it:

RavenLS1 · 06-10-2005, 06:58 PM

nice upgrade!good to here shes allriight too!

06-10-2005, 07:35 PM

another positive, at least she wasn't on her way home AFTER the 90,000 service.... so she just saved some money there...

good to hear she's ok, as that is the most important thing.

XD 351 Ute · 06-10-2005, 10:40 PM

Quote:

Originally Posted by LG

trying to handle a large car like that?.

??? Cars these days are super easy to handle, well everything is so power assisted & dumbed down I suppose you can easily not realise what the car is doing.......

Electronic accelerator for example.

I really doubt that an Excel would be any easier to handle than a BA Falcon, the only exception may be it's manouverability in a tight parking space perhaps.

Give me a car that has feeling any day!

Ed

Smoke Pursuit · 06-10-2005, 11:05 PM

Quote:

Originally Posted by XD 351 Ute

??? Cars these days are super easy to handle, well everything is so power assisted & dumbed down I suppose you can easily not realise what the car is doing.......

Electronic accelerator for example.

I really doubt that an Excel would be any easier to handle than a BA Falcon, the only exception may be it's manouverability in a tight parking space perhaps.

Give me a car that has feeling any day!

Ed

I agree, id rather her be in a big car with power, she was driving an XD Falcon 6 years ago so shes had plenty of experience when it comes to driving an un power assisted vehicle. Living in a small town like Warwick parking isnt that hard as its all angle parking

WASP · 06-10-2005, 11:12 PM

Glad to hear your Grandma's ok Brent. Talk about a nice upgrade (BA SR)!! Goes to show that sometimes insurance works in our favour...sometimes..lol

cArSiK · 06-10-2005, 11:14 PM

you must have a good insurance company! Having the accident , assessing the car and buying a new car all in one day!

But yea stick to the big cars for saftey alone....

Smoke Pursuit · 06-10-2005, 11:38 PM

No, insurance wont be paying for the SR..

Id say we will be lucky to get 8 grand out of them in a few months time for the AU, we have to get her a car like ASAP therefore we have.

pauljh74 · 07-10-2005, 10:27 AM

Quote:

Originally Posted by XD 351 Ute

??? Cars these days are super easy to handle, well everything is so power assisted & dumbed down I suppose you can easily not realise what the car is doing.......

Electronic accelerator for example.

I really doubt that an Excel would be any easier to handle than a BA Falcon, the only exception may be it's manouverability in a tight parking space perhaps.

Give me a car that has feeling any day!

Ed

When I used to jump from my old XE into my Mum's Excel, the assisted steering on the Excel was heavier than the assisted steering on the XE. The XE's clutch was alot heavier though. Now my EL despite being 200 kg heavier and 20 cm longer, is easier to manoevre and feels more nimble than the XE. Handling a bigger car is something you get accustomed to - obviously ShockwaveXR6's grandma is used to the bigger car too.

WASP · 07-10-2005, 01:16 PM

Quote:

Originally Posted by ShockWaveXR6na

No, insurance wont be paying for the SR..

Id say we will be lucky to get 8 grand out of them in a few months time for the AU, we have to get her a car like ASAP therefore we have.

Well my blind faith in Insurance companies didn't last long did it

: Oh well never mind, lets just focus on the positive here, your Grandma's ok and she's going to love the new SR when she get's it! Don't forget to get a dirty great tow bar fitted on the back!

Smoke Pursuit · 07-10-2005, 01:31 PM

Haha no towbar..

Finally just got an Invoice for the car.

Its a July 05 Build so its one of the Last Mark II SR's im told, picked it up for a bit over $32,000 with free mudspats and floor mats. We also got headlight covers, a bonnet protector and a CDMA phone kit put in it for her.

Hopefully pick it up late on Monday arvo.

gtfpv · 07-10-2005, 02:11 PM

MATE YOU DONT MESS AROUND SHE IS A LUCKY GRAN . AND A COOL ONE AT THAT. driving an SR.

Smoke Pursuit · 07-10-2005, 02:42 PM

I was suprised it all happened so quick myself, luckily the dealer had the car we wanted in stock ready to go, have to wait for phone kit to be fitted on Tuesday now tho, so won't pick up till Tuesday arvo.

Smoke Pursuit · 12-10-2005, 06:11 PM

Heres a Pic of the car for those who may have been interested and a pic of her new one I picked up yesturday...

12-10-2005, 06:25 PM

thats a tidy ride...congrats to your gran!!! shes cool, 84 and still driving. Hope she gets to drive this one for a million kms...

clontarf_x · 13-10-2005, 06:50 PM

B-Semi > Excel