i dont see how young people can complain about high insurance premiums, the last year of owning the XF (after the accident i decided bugger this ill get insurance now) was 1200 with mods.. the first year of insuring the NC was 980 or something like that, seccond year 500... it can only get better next year when i turn 25
as i always say if you choose to own a performance / sports car, you should factor in the insurance costs pre-purchase...
if you cant afford it dont buy it