Well NEB you're a knob and so is SOXs mate. If you ever think you are never going to have an accident without it being your fault thats just sheer arrogance. And as succesful and so called intelligent as SOXs mate is, just wait till one day he does have an at fault prang lets see how quick to own up and pay up he is then. I for one would have been an innocent party with no car and no livlyhood and a large loan to pay off at 18 had the other driver not had insurance. We don't give a rats bum if you stuff up your life having no car etc just don't expect others to be inconvenienced because of someone elses stupidity and arrogance.
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