i had full comp (over $2000 per year), then i had third party ($600ish i think), when it expired about 6 months ago I havn't bothered to renew it. only reason i had full comp was because i had to with my loan, and the third party i had wouldn't of covered me anyway because of vehicle mods. in my opinion its a bit of a waste of money, i think the chance of me hitting another car is pretty slim. i think you would be better off setting up a seperate account and putting your insurance money in there... at least then its not wasted money if you don't have an accident.
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